Have You Dealt with Direct Payday Lenders No Third Party?

Is there any of you who know direct payday lenders no third party? Please help me with this because I have been looking for direct lenders for months now but I still haven't met a good one. I have met two lenders but they offer expensive interest rate and they kept on calling me still. I can't pay back high interest rate that's why I declined it. I really need money but I won't bite expensive interest rates just to get money fast. I am sure that it will be a bigger problem later on. Some people don't understand why I am looking for direct payday lenders no third party but I can't tell them to just believe me. I know that the best way to believe something is to experience them. I will appreciate it more if you share your experience with direct lenders. I know that just like me many people are waiting for responses. my latest blog post